Brokers, banks, and other financial-services institutions have fallen on some hard times of late, so companies are needing to get creative. Banc of America has now lifted the basic surcharge (for non-customers) at roughly two-thirds of its automatic-teller-machines (ATMS) to $3 a pop from $2. In other words, if you withdraw cash from a Bank of America ATM but do not have an account there, you will pay $3 in addition to any fees charged by your home bank.

A spokeswoman for BAC told the Associated Press that We really want to make our ATM network convenient for our customers ... in order to maintain that, it is appropriate to charge people who aren't our customers for accessing our convenience.

There are currently more than 17,000 ATMS under the BAC umbrella 10,700 of which will be impacted by this change - so I'd imagine a 50% increase in the convenience fees will have a notable impact. ATMs located in shopping malls, airports, university campuses, and select other locations will not be affected.

In regular trading today, BAC shares rose nearly 1%, closing atop its 10-day moving average.