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| Borowing Money |
| Before you approach your banker for a loan, it is a good idea to understand as much as you can about the factors the bank will evaluate when they consider making you a loan. This discussion outlines some of the key factors a bank uses to analyze a potential borrower. |
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| Credit Factors |
| These are the same credit factors a lender will review and analyze before deciding whether to internally approve your loan application, seek a guaranty from lenders to support their loan to you, or decline your application all together. |
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