Thomson Financial News - With a worsening economic environment, and an incomplete safety net for borrowers, we cannot be complacent about prospects and the challenges facing borrowers, lenders and public policy makers. We will continue to work closely with ministers, and look forward to a clear statement of the government's own position on the safety net for borrowers. The Department of Work and Pensions' proposals to reform ISMI [income support for mortgage interest] and to implement improvements to state support remain urgent for those borrowers committed to staying in their homes who face a short term loss of income.