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In this Jan. 12, 2009 file photo, Citigroup headquarters is seen in New York. Citigroup Inc. on Friday, Jan. 16, 2009 announced its latest attempt to become profitable again: Splitting the bank into two pieces. Citigroup — after suffering a loss of $8.29 billion, its fifth straight quarterly deficit — is reorganizing into Citicorp and Citi Holdings. The first will focus on traditional banking around the world, while the second will hold the company`s riskier assets and tougher-to-manage ventures. (AP Photo/Richard Drew, file)
