In this Jan. 15, 2008 file photo, the Citigroup Center is shown in New York. A deal to combine the brokerages of Citigroup and Morgan Stanley — which would give Citi more cash, and Morgan Stanley more manpower — appears just days away. Morgan Stanley is likely to pay Citigroup between $2 billion to $3 billion for a 51 percent stake in the brokerage Smith Barney, a person close to the negotiations said. If negotiations proceed through the weekend as they have been, an announcement could come as early as Monday Jan. 12, 2009 the person said. (AP Photo/Mary Altaffer, file)

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