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Dial-in: 800-762-8795

About Yadkin Valley Financial Corporation

Yadkin Valley Financial Corporation is the holding company for YadkinValley Bank and Trust Company, a full service community bank providingservices in 30 branches throughout its four regions in North Carolina. TheYadkin Valley Bank region serves Ashe, Forsyth, Surry, Wilkes, and YadkinCounties, and operates a loan production office in Wilmington, NC. ThePiedmont Bank region serves Iredell and Mecklenburg Counties. The HighCountry Bank region serves Avery and Watauga Counties. The Cardinal StateBank region serves Durham, Orange, and Granville Counties. The Bankprovides mortgage lending services through its subsidiary, Sidus Financial,LLC, headquartered in Greenville, North Carolina. Securities brokerageservices are provided by Main Street Investment Services, Inc., a Banksubsidiary with four offices located in the branch network.

For additional information contact:William A. LongPresident and CEOEdwin E. LawsCFO(336) 526-6312Megan MalangaNvestcom Investor Relations(954) 781-4393Email Contact