"Kemper is known for its high-quality products and services, which are nowavailable at lower rates," said Alan Kikuyama, Regional Vice President forKemper. "We're pleased to offer discounts and options that make homeownerinsurance more affordable for California residents."

With the introduction of Kemper's Home Inspection/Home Purchase DiscountProgram, individuals purchasing a newly constructed home or condominium canreceive up to a 15 percent discount and individuals buying an existing home orcondominium can receive up to an 8 percent discount on their homeownerinsurance premiums with Kemper the first year they own the home.

In addition, Kemper has also recently decreased the rates for customerswho insure both their home and auto using the Package Plus program and loweredpremiums on policies for higher-valued homes.

Finally, Kemper is offering more deductible options for homeownerpolicies, with deductibles now available up to $50,000. "Choosing a higherdeductible is always an option for saving money on your insurance premium,"said Kikuyama.

The new rates, discounts and options went into effect November 7, 2008.California residents may receive a quote or locate a Kemper independent agentonline at www.eKemper.com.

About Kemper, A Unitrin Business

Headquartered in Jacksonville, FL, Kemper specializes in the sale ofpersonal automobile and homeowner's insurance through a network of leadingindependent agents in more than 40 states countrywide. Kemper has regionaloffices in Dallas, TX; Charlotte, NC; Milwaukee, WI; Syracuse, NY; Spokane, WAand Folsom, CA. The companies in Unitrin's Kemper business segment have an "A"rating from A.M. Best. More information is available at www.eKemper.com.

(1) Unitrin uses the registered trademark "Kemper" under license, forpersonal lines insurance only, from Lumbermens Mutual Casualty Company, whichis not affiliated with Unitrin.

SOURCE Kemper, A Unitrin Business