"We are very excited about the great customer service team that we haveassembled," says Butch Heinsen, Regional Relationship Manager. "Mikel Ann,Kelly and Sylvia are all well known bankers in South County and are committedto the community and to 1st Capital Bank's high level of customer service."

1st Capital Bank currently operates two other branch offices in MontereyCounty, which are located in the historic Estrada Adobe at 470 Tyler Street,Monterey, and in a recently expanded location at 1097 South Main Street,Salinas. The experienced bankers at 1st Capital Bank provide traditionaldeposit, lending, mortgage and commercial products and services to businessand retail customers throughout the Monterey County communities served by theBank.

Information regarding the Bank may be obtained from the Banks website athttp://www.1stCapitalBank.com. Copies of the Bank's press releases areavailable on the website.

Forward Looking Statements

In addition to the historical information contained herein, this pressrelease may contain certain forward-looking statements. The reader of thispress release should understand that all such forward-looking statements aresubject to risks and uncertainties that could cause actual results to differmaterially from those projected. Factors that might cause such a differenceinclude, among other matters, changes in interest rates, economic conditionsincluding inflation and real estate values in California and the Bank's marketareas, governmental regulation and legislation, credit quality, andcompetition affecting the Bank's businesses generally; the risk of naturaldisasters and future catastrophic events including terrorist relatedincidents, and other factors beyond the Bank's control. The Bank does notundertake any obligation to publicly update or revise any of theseforward-looking statements, whether to reflect new information, future eventsor otherwise, except as required by law.

SOURCE 1st Capital Bank