The dividend is payable January 2, 2009, to shareholders of record at theclose of business December 12, 2008.

About United Security Bancshares, Inc.

United Security Bancshares, Inc. is bank holding company that operatesnineteen banking offices in Alabama through First United Security Bank. Inaddition, the Company's operations include Acceptance Loan Company, Inc., aconsumer loan company; FUSB Reinsurance, Inc., an underwriter of credit lifeand credit accident and health insurance policies sold to the bank's and ALC'sconsumer loan customers; and R2Metrics, Inc., a provider of investment andasset and liability management software, analytics and consulting services.The Company's stock is traded on NASDAQ Capital Market under the symbol"USBI."

Forward-Looking Statements

This press release contains forward-looking statements as defined byfederal securities laws. Statements contained in this press release which arenot historical facts are forward-looking statements. These statements mayaddress issues that involve significant risks, uncertainties, estimates andassumptions made by management. USBI undertakes no obligation to update thesestatements following the date of this press release, except as required bylaw. In addition, USBI, through its senior management, may make from time totime forward-looking public statements concerning the matters describedherein. Such forward-looking statements are necessarily estimates reflectingthe best judgment of USBI's senior management based upon current informationand involve a number of risks and uncertainties. Certain factors which couldaffect the accuracy of such forward-looking statements are identified in thepublic filings made by USBI with the Securities and Exchange Commission, andforward looking statements contained in this press release or in other publicstatements of USBI or its senior management should be considered in light ofthose factors. There can be no assurance that such factors or other factorswill not affect the accuracy of such forward-looking statements.

SOURCE United Security Bancshares, Inc.