Results of Operations

Trinity Bank, N.A. announced Net Income After Taxes of $357,352 or $.31 perdiluted common share for the third quarter of 2008, compared to $270,688 or$.23 per diluted common share for the third quarter of 2007, an increase of31%.

For the first nine months of 2008, Net Income After Taxes amounted to$1,022,678 or $.88 per diluted common share, compared to $732,077 or $.63per diluted common share, an increase of 39%.

Jeffrey M. Harp, President, stated, "We are pleased with and thankful forour bank's performance in light of the current economic conditions and theprecarious position of many financial institutions in the U.S. Loanquality, asset growth, and expense control are the key drivers of thisconsistent growth in net income. In a day when many banks are fighting fortheir existence because of bad loan decisions, we are fortunate that wehave yet to have one loan loss or one non-performing loan since the openingof our bank in May of 2003. These results are really a reflection of thequality of our customer base, our philosophy of banking, and the efforts ofthe Trinity Bank staff."

Average for Quarter Ending(in 000's) 9-30-08 9-30-07 % -------- ------- ----Loans $ 64,946 $50,328 29.0%Deposits $110,586 $96,942 14.1%Actual for Quarter EndingNet Interest Income $ 938 $ 917 2.3%Non-Interest Income $ 87 $ 76 14.5%Non-Interest Expense $ 539 $ 530 1.7%Loan Loss Provision $ 45 $ 45 -Pre Tax Income $ 441 $ 418 5.5%Income Tax $ 84 $ 147 -42.9%Net Income $ 357 $ 271 31.7%

Trinity Bank, N.A. is a commercial bank that began operations May 28, 2003.For a full financial statement, visit Trinity Bank's website:www.trinitybk.com click on "About Us" and then click on "InvestorInformation." Financial information in regulatory reporting format is alsoavailable at www.fdic.gov.

This Press Release may contain certain forward-looking statements withinthe meaning of the Private Securities Litigation Reform Act of 1995regarding future financial conditions, results of operations and the Bank'sbusiness operations. Such forward-looking statements involve risks,uncertainties and assumptions, including, but not limited to, monetarypolicy and general economic conditions in Texas and the greater Dallas-FortWorth metropolitan area, the risks of changes in interest rates on thelevel and composition of deposits, loan demand and the values of loancollateral, securities and interest rate protection agreements, the actionsof competitors and customers, the success of the Bank in implementing itsstrategic plan, the failure of the assumptions underlying the reserves forloan losses and the estimations of values of collateral and variousfinancial assets and liabilities, that the costs of technological changesare more difficult or expensive than anticipated, the effects of regulatoryrestrictions imposed on banks generally, any changes in fiscal, monetary orregulatory policies and other uncertainties as discussed in the Bank'sRegistration Statement on Form SB-1 filed with the Office of theComptroller of the Currency. Should one or more of these risks oruncertainties materialize, or should these underlying assumptions proveincorrect, actual outcomes may vary materially from outcomes expected oranticipated by the Bank. A forward-looking statement may include astatement of the assumptions or bases underlying the forward-lookingstatement. The Bank believes it has chosen these assumptions or bases ingood faith and that they are reasonable. However, the Bank cautions youthat assumptions or bases almost always vary from actual results, and thedifferences between assumptions or bases and actual results can bematerial. The Bank undertakes no obligation to publicly update orotherwise revise any forward-looking statements, whether as a result of newinformation, future events or otherwise, unless the securities laws requirethe Bank to do so.

TRINITY BANK N.A. (Unaudited) (Dollars in thousands, except per share data) Quarter Ended Nine Months Ended September 30 % September 30 %EARNINGS SUMMARY 2008 2007 Change 2008 2007 ChangeInterest income 1,464 1,721 -14.9% 4,475 4,802 -6.8%Interest expense 526 804 -34.6% 1,727 2,273 -24.0%Net Interest Income 938 917 2.3% 2,748 2,529 8.7%Provision for Loan Losses 45 45 0.0% 135 135 0.0%Service charges on deposits 23 25 -8.0% 72 77 -6.5%Other income 64 51 25.5% 244 176 38.6%Total Non Interest Income 87 76 14.5% 316 253 24.9%Salaries and benefits expense 301 278 8.3% 870 783 11.1%Occupancy and equipment expense 86 91 -5.5% 259 262 -1.1%Other expense 152 161 -5.6% 497 483 2.9%Total Non Interest Expense 539 530 1.7% 1,626 1,528 6.4%Earnings before income taxes 441 418 5.5% 1,304 1,119 16.5%Provision for income taxes 84 147 -42.9% 281 387 -27.4%Net Earnings 357 271 31.7% 1,023 732 39.8%Basic earnings per share 0.32 0.24 31.7% 0.92 0.66 39.8%Basic weighted average shares outstanding 1,109 1,109 1,109 1,109Diluted earnings per share 0.31 0.23 31.1% 0.88 0.63 39.0%Diluted weighted average shares outstanding 1,166 1,160 1,166 1,160 Average for Average for Quarter Ending Nine Months Ending September 30 % September 30 %BALANCE SHEET SUMMARY 2008 2007 Change 2008 2007 ChangeTotal loans $ 64,946 $ 50,328 29.0% $ 57,405 $ 46,654 23.0%Total short term investments 17,627 22,927 -23.1% 22,463 22,378 0.4%Total investment securities 37,060 30,778 20.4% 38,222 29,627 29.0%Earning assets 119,633 104,033 15.0% 118,090 98,659 19.7%Total assets 124,795 109,844 13.6% 123,386 104,312 18.3%Noninterest bearing deposits 21,199 21,396 -0.9% 20,857 20,032 4.1%Interest bearing deposits 89,387 75,546 18.3% 88,552 69,066 28.2%Total deposits 110,586 96,942 14.1% 109,409 89,098 22.8%Shareholders' equity 13,073 11,725 11.5% 12,796 11,477 11.5% TRINITY BANK N.A. (Unaudited) (Dollars in thousands, except per share data) Average for Quarter Ending Sept. 30, June 30, March 31, Dec 31, Sept. 30,BALANCE SHEET SUMMARY 2008 2008 2008 2007 2007Total loans $ 64,946 $ 57,309 $ 49,878 $ 50,053 $ 50,328Total short term investments 17,627 23,073 26,740 27,011 22,927Total investment securities 37,060 36,588 41,033 36,569 30,778Earning assets 119,633 116,970 117,651 113,633 104,033Total assets 124,795 122,227 123,192 119,646 109,844Noninterest bearing deposits 21,199 20,553 20,814 23,620 21,396Interest bearing deposits 89,387 87,699 88,562 82,504 75,546Total deposits 110,586 108,252 109,376 106,124 96,942Repurchase Agreements 766 620 806 849 663Shareholders' equity 13,073 12,821 12,491 12,078 11,725 Quarter Ended Sept. 30, June 30, March 31, Dec 31, Sept. 30,HISTORICAL EARNINGS SUMMARY 2008 2008 2008 2007 2007Interest income 1,464 1,430 1,581 1,745 1,721Interest expense 526 521 680 803 804Net Interest Income 938 909 901 942 917Provision for Loan Losses 45 45 45 45 45Service charges on deposits 23 24 25 28 25Other income 64 82 98 39 51Total Non Interest Income 87 106 123 67 76Salaries and benefits expense 301 283 285 324 278Occupancy and equipment expense 86 87 87 91 91Other expense 152 169 176 115 161Total Non Interest Expense 539 539 548 530 530Earnings before income taxes 441 431 431 434 418Provision for income taxes 84 91 106 129 147Net Earnings 357 340 325 305 271 TRINITY BANK N.A. (Unaudited) (Dollars in thousands, except per share data) Ending Balance Sept. 30, June 30, March 31, Dec 31, Sept. 30,HISTORICAL BALANCE SHEET 2008 2008 2008 2007 2007Total loans $ 65,595 $ 62,061 $ 51,866 $ 50,545 $ 50,936Total short term investments 23,291 15,415 27,818 25,654 24,235Total investment securities 34,523 39,803 37,740 43,561 31,685Total earning assets 123,409 117,279 117,424 119,760 106,856Allowance for loan losses 861 816 771 726 681Premises and equipment 1,680 1,541 1,588 1,630 1,677Other Assets 3,754 4,657 4,491 4,572 5,126Total assets 127,982 122,661 122,732 125,236 112,978Noninterest bearing deposits 21,769 20,506 20,820 24,423 22,487Interest bearing deposits 91,448 88,270 87,874 87,352 77,319Total deposits 113,217 108,776 108,694 111,775 99,806Repurchase Agreements 934 621 714 820 732Other Liabilities 483 401 585 379 494Total liabilities 114,634 109,798 109,993 112,974 101,032Shareholders' equity 13,348 12,863 12,739 12,262 11,946 Quarter Ending Sept. 30, June 30, March 31, Dec 31, Sept. 30,NONPERFORMING ASSETS 2008 2008 2008 2007 2007Nonaccrual loans $ 0 $ 0 $ 0 $ 0 $ 0Restructured loans $ 0 $ 0 $ 0 $ 0 $ 0Other real estate & foreclosed assets $ 0 $ 0 $ 0 $ 0 $ 0Accruing loans past due 90 days or more $ 0 $ 0 $ 0 $ 0 $ 0Total nonperforming assets $ 0 $ 0 $ 0 $ 0 $ 0Accruing loans past due 30-89 days $ 152 $ 5 $ 0 $ 0 $ 0Total nonperforming assets as a percentage of loans and foreclosed assets 0.00% 0.00% 0.00% 0.00% 0.00% TRINITY BANK N.A. (Unaudited) (Dollars in thousands, except per share data) Quarter EndingALLOWANCE FOR Sept. 30, June 30, March 31, Dec 31, Sept. 30, LOAN LOSSES 2008 2008 2008 2007 2007Balance at beginning of period $ 816 $ 771 $ 726 $ 681 $ 636Loans charged off 0 0 0 0 0Loan recoveries 0 0 0 0 0 Net (charge-offs) recoveries 0 0 0 0 0Provision for loan losses 45 45 45 45 45Balance at end of period $ 861 $ 816 $ 771 $ 726 $ 681Allowance for loan losses as a percentage of total loans 1.31% 1.31% 1.24% 1.40% 1.35%Allowance for loan losses as a percentage of nonperforming loans N/A N/A N/A N/A N/ANet charge-offs (recoveries) as a percentage of average loans N/A N/A N/A N/A N/AProvision for loan losses as a percentage of average loans 0.07% 0.08% 0.08% 0.09% 0.09% Quarter Ending Sept. 30, June 30, March 31, Dec 31, Sept. 30,SELECTED RATIOS 2008 2008 2008 2007 2007Return on average assets (annualized) 1.14% 1.11% 1.06% 1.02% 0.99%Return on average equity (annualized) 10.92% 10.61% 10.41% 10.10% 9.25%Average shareholders' equity to average assets 10.48% 10.49% 10.14% 10.09% 10.67%Yield on earning assets (tax equivalent) 5.21% 5.17% 5.58% 6.30% 6.64%Cost of interest bearing funds 2.33% 2.37% 3.04% 3.85% 4.22%Net interest margin (tax equivalent) 3.45% 3.39% 3.26% 3.44% 3.56%Efficiency ratio (tax equivalent) 48.13% 49.27% 50.70% 52.53% 53.37%End of period book value per common share 11.79 11.60 11.49 11.06 10.77End of period common shares outstanding 1,109 1,109 1,109 1,109 1,109 TRINITY BANK N.A. (Unaudited) (Dollars in thousands, except per share data) 3 Months Ending September 30, 2008 September 30, 2007 Tax Tax Equiv- Equiv-YIELD Average alent Average alent ANALYSIS Balance Interest Yield Yield Balance Interest Yield YieldInterest Earning Assets:Short term investment 17,627 149 3.38% 3.38% 22,927 310 5.41% 5.41%Investment securities 10,298 91 3.53% 3.53% 28,871 335 4.64% 4.64%Tax Free securities 26,762 214 3.20% 4.60% 1,907 17 3.57% 5.13%Loans 64,893 1,010 6.23% 6.23% 50,328 1,059 8.42% 8.42%Total Interest Earning Assets 119,580 1,464 4.90% 5.21% 104,033 1,721 6.62% 6.65%Noninterest Earning Assets:Cash and due from banks 3,477 3,796Other assets 2,705 2,667Allowance for loan losses (838) (652)Total Noninterest Earning Assets 5,344 5,811Total Assets $124,924 $109,844Interest Bearing Liabilities:Transaction and Money Market accounts 65,746 315 1.92% 1.92% 53,645 531 3.96% 3.96%Certificates and other time deposits 23,640 208 3.52% 3.52% 21,901 267 4.88% 4.88%Other borrowings 799 3 1.50% 1.50% 663 6 3.62% 3.62%Total Interest Bearing Liabilities 90,185 526 2.33% 2.33% 76,209 804 4.22% 4.22%Noninterest Bearing LiabilitiesDemand deposits 21,200 21,396Other liabilities 466 514Shareholders' Equity 13,073 11,725TotalLiabilities and Shareholders Equity $124,924 $109,844Net Interest Income and Spread 938 2.56% 2.88% 917 2.40% 2.43%Net Interest Margin (includes non-interest bearing accounts) 3.14% 3.45% 3.53% 3.56% TRINITY BANK N.A. (Unaudited) (Dollars in thousands, except per share data) Sept. 30 Sept. 30LOAN PORTFOLIO 2008 % 2007 %Commercial and industrial 36,253 55.27% 29,382 57.68%Real estate: Commercial 10,571 16.12% 7,292 14.32% Residential 9,909 15.11% 6,815 13.38% Construction and development 5,404 8.24% 5,637 11.07%Consumer 3,458 5.27% 1,810 3.55%Total loans (gross) 65,595 100.00% 50,936 100.00%Unearned discounts 0 0.00% 0 0.00%Total loans (net) 65,595 100.00% 50,936 100.00% Sept.30 Sept.30 2008 2007REGULATORY CAPITAL DATATier 1 Capital $ 13,287 $ 11,954Total Capital (Tier 1 + Tier 2) $ 14,148 $ 12,635Total Risk-Adjusted Assets $ 61,146 $ 63,456Tier 1 Ratio 17.36% 18.84%Total Capital Ratio 18.49% 19.91%Tier 1 Leverage Ratio 10.65% 10.89%OTHER DATAFull Time Equivalent Employees (FTE's) 14 15Stock Price Range (For the Nine Months Ended): High $ 20.00 $ 22.00 Low $ 20.00 $ 17.00 Close $ 20.00 $ 18.00

For information contact:Richard BurtExecutive Vice PresidentTrinity Bank817-763-9966