Can That Drunken Orgy Abroad be Insured?
PETERHEAD, Scotland, November 26 /PRNewswire/ -- There have been severalreports in the media lately of riotous British stag/hen parties being heldabroad, heavily fueled by alcohol. Postings on some party websites describein graphic detail, (sometimes very graphic detail), the wild goings-on atthese events most commonly held in Eastern European countries such as Polandor the Czech Republic. Websites and agencies promoting these trips awayeducate you, not on the culture and history of the country, but on how to goout and get blitzed or find the best brothels on your stag or hen night.
The Foreign Office constantly puts out reports of serious accidents anddeaths abroad each year. Topping the list of places where Britons are mostlikely to lose passports, be arrested, or be hospitalised, is the CzechRepublic. As the Foreign Office says, this is "most likely due to the massinflux of stag and hen parties to Prague". It therefore urges travellers totake precautions while travelling abroad, including taking out travelinsurance ( http://www.noclaimsdiscount.co.uk/travel/ ).
So can someone actually be insured against stag/hen party accidents?
The catch here is that, for those who incur a mishap abroad under theinfluence of drugs or alcohol (or both), there's a strong chance that anytravel insurance cover will be withdrawn and any claim rejected. The smallprint of most travel insurance policies will state that, should you getinjured or cause damage in any way whilst drunk, the insurer is within it'srights to turn down the claim.
Don't be under the impression that all travel insurance offered by theoverseas stag/hen agencies themselves will automatically cover you fordrunken accidents either. Just because they sell party-goers insurance beforetelling them where all the pubs and bungee jumping spots are does not implycoverage for those activities.
Nobody is denying that stag/hen parties are fun, especially when they arecoupled with a holiday. The pound will also go further in Warsaw than inMadrid or Paris. But it's appropriate to check all travel arrangements,including insurance cover, before leaving. Be aware of surroundings and ofpossible risks when drinking while away. Most of all, avoid situations thatcould result in insurance cover being invalidated such as those reported onin NCD's other news stories at http://www.noclaimsdiscount.co.uk/news/.
Contact: Michael Beverley press@noclaimsdiscount.co.uk http://www.noclaimsdiscount.co.ukSOURCE Noclaimsdiscount.co.uk
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