A recent Federal Reserve Board survey showed tightening lending standardsacross every major loan category, including mortgage and credit card interestrates. Moreover, financial experts suggest that to qualify for the bestmortgage rates in today's market, consumers need a much higher credit score;some suggest it will need to be as high as 750 to qualify for the mostfavorable rates.

"Credit scores are being scrutinized more than ever before, so it iscritical for consumers to know what their score is and how it's likely to beviewed by a lender," said Lucy Duni, vice president of Consumer Education atTrueCredit.com by TransUnion. "Since your credit score is derived from thedata in your credit report, reviewing your report on a regular basis is alsoessential to gaining a truly holistic view of your overall finances."

"We are proud to partner with TrueCredit.com to provide consumers with thechance to access their score for free," said Kenneth Lin, founder and CEO ofCredit Karma. "Credit scores are a window into one's financial health, andCredit Karma remains committed to giving consumers free access to that scoreas well as educating them about the tools they can use to understand it."

To obtain your free TransUnion score from Credit Karma, visithttp://www.creditkarma.com, and to learn more about credit management, logonto http://www.gotruecredit.com and visit the learning center.

About TrueCredit.com

Since 1999, TransUnion's TrueCredit.com has helped millions of consumersmanage their own credit health. Through a suite of educational materials, freemonthly newsletters and easy-to-use products, the company helps consumersunderstand personal credit management and empowers them to achieve greaterfinancial well-being. TrueCredit.com's online products include credit reports,credit and insurance scores, credit monitoring, debt management tools andidentity theft insurance services. TrueCredit.com is the direct-to-consumerarm of Chicago-based TransUnion Interactive, a subsidiary of TransUnion, aglobal leader in credit and information management. Manage your credit.Manage your life.(SM) http://www.gotruecredit.com

About Credit Karma

Based in San Francisco, Credit Karma is a pro-consumer credit scorecompany dedicated to helping consumers better understand the power of theircredit by giving them completely free access to their TransUnion credit scoreas often as they wish, providing a host of tools and services to help themunderstand that score, and helping them become better overall creditconsumers. At http://www.creditkarma.com, consumers not only learn theirscore, but they can identify what behaviors will impact their score and thengain preferred product pricing based on their credit score range.

SOURCE Credit Karma, Inc.