| 12mos(1) | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Total Revenues ($Mil): | 117614.0 | 119190.0 | 116574.0 | 85064.0 | 65447.0 | 49006.0 | 46362.0 |
| Depreciation & Amort ($Mil): | NA | NA | NA | NA | NA | NA | NA |
| Operating Income ($Mil): | 67815.0 | 74205.0 | 76772.0 | 52781.0 | 36269.0 | 26040.0 | 24229.0 |
| Net Income ($Mil): | 10937.0 | 14982.0 | 21133.0 | 16465.0 | 14143.0 | 10810.0 | 9249.0 |
| Earnings Per Share ($): | 2.38 | 3.30 | 4.59 | 4.04 | 3.69 | 3.57 | 2.96 |
| Dividends ($): | 2.48 | 2.40 | 2.12 | 1.90 | 1.70 | 1.44 | 1.22 |
| 12mos(1) | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Current Assets ($Mil): | NA | NA | NA | NA | NA | NA | NA |
| Current Liabilities ($Mil): | NA | NA | NA | NA | NA | NA | NA |
| Long Term Debt ($Mil): | 202800.0 | 197508.0 | 146000.0 | 100848.0 | 98078.0 | 75343.0 | 67176.0 |
| Shares Outstanding (000): | 4452784 | 4437885 | 4458151 | 3999688 | 4046546 | 2882288 | 3001382 |
| Common Equity ($Mil): | 139003.0 | 142394.0 | 132421.0 | 101262.0 | 99374.0 | 47926.0 | 50261.0 |
| 12mos(1) | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Profit Margin (%): | 9.3 | 12.6 | 18.1 | 19.4 | 21.6 | 22.1 | 19.9 |
| Return on Equity (%): | 7.9 | 10.5 | 16.0 | 16.3 | 14.2 | 22.6 | 18.4 |
| Return on Assets (%): | .6 | .9 | 1.4 | 1.3 | 1.3 | 1.5 | 1.4 |
| P/E Ratio: | 10.0 | 12.5 | 11.6 | 11.4 | 12.7 | 11.3 | 11.8 |
| Price/Book: | .76 | 1.29 | 1.80 | 1.82 | 1.91 | 2.42 | 2.08 |
| Debt Equity: | 1.46 | 1.39 | 1.10 | 1.00 | .99 | 1.57 | 1.34 |
| Interest Coverage: | 1.3 | 1.4 | 1.7 | 1.9 | 2.5 | 2.6 | 2.2 |
| Book Value ($): | 31.22 | 32.09 | 29.70 | 25.32 | 24.56 | 16.63 | 16.75 |
| Price/Sales: | .90 | 1.54 | 2.04 | 2.17 | 2.91 | 2.37 | 2.25 |
| Dividend Payout (%): | 104.20 | 72.73 | 46.19 | 47.03 | 46.07 | 40.34 | 41.22 |


| CITIGROUP INC | -67.80 | 16.82 | |
| BK OF AMERICA C | -59.70 | 22.40 | |
| WACHOVIA CP | -75.30 | 14.88 | |
| JP MORGAN CHASE | -33.10 | 35.31 | |
| WELLS FARGO & C | -34.00 | 23.92 |
