| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Total Revenues ($Mil): | 145.57 | 149.88 | 136.50 | 112.39 | 77.32 | 71.56 | 74.87 |
| Depreciation & Amort ($Mil): | 13.66 | 13.66 | 12.17 | 12.00 | 9.40 | 8.72 | 2.25 |
| Operating Income ($Mil): | 52.57 | 55.77 | 60.87 | 55.15 | 40.02 | 35.79 | 43.78 |
| Net Income ($Mil): | 11.81 | 17.74 | 20.81 | 22.03 | 17.76 | 21.93 | 21.93 |
| Earnings Per Share ($): | 0.20 | 0.30 | 0.34 | 0.36 | 0.31 | 0.25 | 0.38 |
| Dividends ($): | 0.36 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.32 |
| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Current Assets ($Mil): | 2180.46 | 2031.80 | 1933.80 | 1742.09 | 1395.03 | 1206.49 | 1036.06 |
| Current Liabilities ($Mil): | 1348.28 | 1338.35 | 1307.76 | 1183.15 | 784.85 | 692.26 | 661.82 |
| Long Term Debt ($Mil): | 727.16 | 555.02 | 475.89 | 423.72 | 320.17 | 220.51 | 124.90 |
| Shares Outstanding (000): | 58370 | 63050 | 61580 | 61580 | 59140 | 58820 | 58580 |
| Common Equity ($Mil): | 490.46 | 518.70 | 582.89 | 602.45 | 585.01 | 606.68 | 632.38 |
| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Profit Margin (%): | 8.11 | 11.84 | 15.25 | 19.60 | 22.97 | 20.23 | 29.29 |
| Return on Equity (%): | 2.34 | 3.42 | 3.57 | 3.66 | 3.04 | 2.39 | 3.47 |
| Return on Assets (%): | 0 | 0.73 | 0.88 | 0.99 | 1.05 | 0.95 | 1.54 |
| P/E Ratio: | 56 | 35.87 | 36.26 | 35.44 | 38.84 | 41.08 | 0.00 |
| Price/Book: | 1 | 1.31 | 1.30 | 1.30 | 1.22 | 1.00 | 0.00 |
| Debt Equity: | 1.48 | 1.07 | 0.82 | 0.70 | 0.55 | 0.36 | 0.20 |
| Interest Coverage: | 1.60 | 2.20 | 2.44 | 3.33 | 4.25 | 5.67 | 4.53 |
| Book Value ($): | 8.40 | 8.23 | 9.47 | 9.78 | 9.89 | 10.31 | 10.80 |
| Price/Sales: | 4.19 | 4.62 | 5.56 | 6.99 | 9.21 | 8.44 | 0.00 |
| Dividend Payout (%): | 171.21 | 120.86 | 100.62 | 95.05 | 113.23 | 138.12 | 84.50 |

| SOVEREIGN BANCO | -79.80 | 2.39 | |
| PEOPLE'S UNITED | +12.60 | 18.15 | |
| HUDSON CITY BNC | +13.70 | 17.51 | |
| NEW YORK CMMTY | -23.50 | 14.01 | |
| FIRST NIAGARA F | +21.60 | 14.81 |
