| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Total Revenues ($Mil): | 103.00 | 104.80 | 102.25 | 83.49 | 67.75 | 69.08 | 78.68 |
| Depreciation & Amort ($Mil): | 4.15 | 4.15 | 5.86 | 4.34 | 6.03 | 2.76 | |
| Operating Income ($Mil): | 42.15 | N/C | 55.21 | 43.42 | 36.72 | 38.41 | 43.69 |
| Net Income ($Mil): | 9.93 | 7.66 | 10.61 | 9.17 | 9.99 | 8.96 | 8.96 |
| Earnings Per Share ($): | 0.82 | 0.61 | 0.83 | 0.73 | 0.94 | 0.80 | 0.86 |
| Dividends ($): | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.38 | 0.31 |
| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Current Assets ($Mil): | 763.38 | 659.78 | 618.24 | 382.98 | 364.21 | 370.02 | |
| Current Liabilities ($Mil): | 1286.24 | 1081.47 | 963.66 | 680.26 | 663.48 | 649.84 | |
| Long Term Debt ($Mil): | 549.03 | 712.70 | 762.24 | 616.45 | 570.24 | 549.27 | |
| Shares Outstanding (000): | 12230 | 13000 | 13810 | 10710 | 10790 | 10550 | 0 |
| Common Equity ($Mil): | 126.87 | 128.53 | 126.87 | 97.80 | 96.87 | 96.37 |
| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Profit Margin (%): | 9.64 | 7.31 | 10.38 | 10.98 | 14.75 | 12.33 | 11.39 |
| Return on Equity (%): | 7.69 | 5.96 | 8.36 | 9.38 | 10.31 | 8.84 | 0.00 |
| Return on Assets (%): | 1 | 0.40 | 0.57 | 0.66 | 0.73 | 0.65 | 0.00 |
| P/E Ratio: | 12 | 17.38 | 13.72 | 16.60 | 12.95 | 53.24 | 0.00 |
| Price/Book: | 1 | 1.07 | 1.24 | 1.33 | 1.36 | 4.66 | NaN |
| Debt Equity: | 4.33 | 5.55 | 6.01 | 6.30 | 5.89 | 5.70 | 0.00 |
| Interest Coverage: | 1.34 | 0.00 | 1.28 | 1.31 | 1.48 | 1.37 | 1.33 |
| Book Value ($): | 10.37 | 9.89 | 9.19 | 9.13 | 8.98 | 9.13 | 0.00 |
| Price/Sales: | 1.19 | 1.22 | 1.45 | 2.00 | 1.92 | 6.65 | 0.00 |
| Dividend Payout (%): | 49.65 | 65.40 | 49.01 | 60.20 | 42.84 | 48.59 | 35.94 |

| SOVEREIGN BANCO | -79.10 | 2.44 | |
| HUDSON CITY BNC | +13.90 | 17.53 | |
| PEOPLE'S UNITED | +11.20 | 17.99 | |
| NEW YORK CMMTY | -24.10 | 13.92 | |
| FIRST NIAGARA F | +28.40 | 15.40 |
