| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Total Revenues ($Mil): | 2537.77 | 2134.77 | 1621.13 | 1186.91 | 931.61 | 806.99 | 792.23 |
| Depreciation & Amort ($Mil): | 22.48 | 22.48 | 21.95 | 10.19 | 24.12 | 44.49 | 14.26 |
| Operating Income ($Mil): | 1737.82 | 1355.12 | 1026.08 | 765.41 | 597.66 | 494.22 | 441.41 |
| Net Income ($Mil): | 398.79 | 295.85 | 288.57 | 276.05 | 239.26 | 192.03 | 192.03 |
| Earnings Per Share ($): | 0.81 | 0.58 | 0.53 | 0.48 | 0.40 | 0.32 | 0.32 |
| Dividends ($): | 0.41 | 0.33 | 0.30 | 0.27 | 0.22 | 0.16 | 0.11 |
| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Current Assets ($Mil): | 29186.34 | 24660.79 | 19445.62 | 15280.73 | 11594.19 | 9102.07 | 7243.21 |
| Current Liabilities ($Mil): | 32563.58 | 27687.66 | 22526.32 | 11523.87 | 11593.09 | 10553.99 | 9228.52 |
| Long Term Debt ($Mil): | 14425.00 | 12125.00 | 8050.00 | 11350.00 | 7150.00 | 5150.00 | 3600.00 |
| Shares Outstanding (000): | 519670 | 520420 | 564820 | 597620 | 596390 | 611690 | 617070 |
| Common Equity ($Mil): | 4786.13 | 4611.30 | 4930.25 | 5201.47 | 1402.88 | 1329.36 | 1316.08 |
| Sep 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Profit Margin (%): | 15.71 | 13.86 | 17.80 | 23.26 | 25.68 | 25.70 | 24.24 |
| Return on Equity (%): | 8.48 | 6.42 | 5.85 | 5.31 | 17.05 | 15.60 | 14.59 |
| Return on Assets (%): | 1 | 0.67 | 0.81 | 0.98 | 1.19 | 1.22 | 1.36 |
| P/E Ratio: | 22 | 22.84 | 23.19 | 22.04 | 26.98 | 23.09 | 0.00 |
| Price/Book: | 2 | 1.50 | 1.41 | 1.22 | 4.59 | 3.40 | 0.00 |
| Debt Equity: | 3.01 | 2.63 | 1.63 | 2.18 | 5.10 | 3.87 | 2.74 |
| Interest Coverage: | 1.69 | 1.55 | 1.81 | 2.37 | 2.78 | 2.96 | 3.15 |
| Book Value ($): | 9.21 | 8.86 | 8.73 | 8.70 | 2.35 | 2.17 | 2.13 |
| Price/Sales: | 4.16 | 3.54 | 4.28 | 5.33 | 6.91 | 5.60 | 0.00 |
| Dividend Payout (%): | 52.76 | 58.05 | 58.72 | 58.00 | 54.43 | 47.84 | 34.58 |

| SOVEREIGN BANCO | -80.30 | 2.23 | |
| PEOPLE'S UNITED | +12.50 | 18.20 | |
| HUDSON CITY BAN | +13.10 | 17.28 | |
| NEW YORK CMMTY | -22.40 | 13.89 | |
| FIRST NIAGARA F | +23.00 | 14.76 |
