| Jun 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Total Revenues ($Mil): | 1650.30 | 1677.83 | 1497.69 | 1276.71 | 1127.94 | 913.14 | 701.32 |
| Depreciation & Amort ($Mil): | 41.74 | 41.74 | 15.46 | 25.10 | 24.73 | 31.62 | 23.63 |
| Operating Income ($Mil): | 432.23 | 949.37 | 830.52 | 837.52 | 844.15 | 679.57 | 472.42 |
| Net Income ($Mil): | 43.03 | 279.08 | 232.58 | 292.08 | 355.08 | 229.23 | 229.23 |
| Earnings Per Share ($): | 0.13 | 0.90 | 0.81 | 1.11 | 1.33 | 1.65 | 1.25 |
| Dividends ($): | 1.00 | 1.00 | 1.00 | 1.00 | 0.96 | 0.66 | 0.43 |
| Jun 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Current Assets ($Mil): | 21112.55 | 20606.19 | 19798.26 | 17180.50 | 13506.83 | 10709.14 | 5541.21 |
| Current Liabilities ($Mil): | 18190.96 | 18072.14 | 16924.47 | 16456.27 | 10418.94 | 10438.47 | 5267.58 |
| Long Term Debt ($Mil): | 8311.51 | 8019.60 | 7594.70 | 6220.72 | 10142.54 | 9931.01 | 4592.06 |
| Shares Outstanding (000): | 340490 | 323600 | 295150 | 266100 | 265150 | 256690 | 190530 |
| Common Equity ($Mil): | 4289.26 | 4182.31 | 3689.83 | 3324.87 | 3186.41 | 2868.65 | 1323.51 |
| Jun 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|
| Profit Margin (%): | 2.61 | 16.63 | 15.53 | 22.88 | 31.48 | 35.41 | 32.69 |
| Return on Equity (%): | 7.45 | 6.67 | 6.30 | 8.78 | 11.14 | 11.27 | 17.32 |
| Return on Assets (%): | 1 | 0.91 | 0.82 | 1.11 | 1.48 | 1.38 | 2.03 |
| P/E Ratio: | 14 | 17.89 | 17.53 | 12.78 | 14.56 | 10.05 | 0.00 |
| Price/Book: | 1 | 1.25 | 1.14 | 1.14 | 1.61 | 1.48 | 0.00 |
| Debt Equity: | 1.94 | 1.92 | 2.06 | 1.87 | 3.18 | 3.46 | 3.47 |
| Interest Coverage: | 0.00 | 1.77 | 1.75 | 2.17 | 2.77 | 3.74 | 3.58 |
| Book Value ($): | 12.60 | 12.92 | 12.50 | 12.49 | 12.02 | 11.18 | 6.95 |
| Price/Sales: | 3.36 | 2.32 | 2.80 | 2.96 | 4.55 | 4.66 | 0.00 |
| Dividend Payout (%): | 774.23 | 115.95 | 126.90 | 91.11 | 71.69 | 52.24 | 35.54 |

| SOVEREIGN BANCO | -84.00 | 2.11 | |
| PEOPLE'S UNITED | -3.40 | 16.57 | |
| HUDSON CITY BAN | -16.00 | 14.36 | |
| NEW YORK CMMTY | -45.30 | 11.25 | |
| FIRST NIAGARA F | +7.60 | 13.54 |
