New Year’s Day is a federal holiday in the U.S., which means most government functions, schools and businesses will be closed Thursday. For many Americans, having a day off is a break from the daily grind and a chance to unwind. For others, it’s an opportunity to shop or run errands before the new year gets underway.

Most malls, restaurants and commercial and retail stores will remain open New Year’s Day. However, many may close early Dec. 31 and Jan. 1. Banks, post offices and financial markets will be closed Thursday. Many public transit systems will operate on holiday schedules. 

Here are some of the chain stores open on New Year’s Day 2015 and their hours. When in doubt, call your store location for details. 

Best Buy: Stores will open at 9 a.m. on Thursday, but many will close earlier than normal on New Year’s Day as well as New Year’s Eve, at 7 p.m. Check your store for hours. [Store locator]

Big Lots: Stores will be open New Year’s Day, many of them during regular hours. Check your store location for changes. [Store locator]

B.J.’s: Stores will be open Thursday from 11 a.m. to 7 p.m. [Store locator]

Costco: Stores close early New Year’s Eve, at 6 p.m., and will remain closed Jan. 1. [Store locator]

CVS: Stores will maintain regular hours, including 24-hour locations. Check listings for store hours near you. [Store locator]

Giant: Most stores will open New Year’s Day at 6 a.m. All pharmacies will be open from 10 a.m. to 4 p.m. [Store locator]

Hobby Lobby: Stores will close early New Year’s Eve and New Year’s Day, at 5:30 p.m. [Store locator]

Kmart: Stores will be open during regular business hours, 8 a.m. to 10 p.m. [Store locator]

Kroger: Many stores may close early New Year’s Eve and/or open late New Year’s Day. Check your store location for details. [Store locator]

Rite Aid: Stores will be open during normal business hours on Wednesday and Thursday. [Store locator]

Sam’s Club: All stores will close Wednesday at 6 p.m. and remain closed New Year’s Day. [Store locator]

Target: Stores will close early New Year’s Eve, at 9 p.m., but will reopen New Year’s Day at 8 a.m. [Store locator]

Toys R Us: Stores will open at 9 a.m. New Year’s Day, but may close earlier than usual Dec. 31. [Store locator]

Walgreens: Stores open 24 hours will maintain normal business hours. [Store locator]

Walmart: The 24-hour locations will operate as usual. However, hours at other locations vary. Check your location for Thursday hours. [Store locator