Once again Warren Buffett makes the best of a bad situation. Today Harley-Davidson (NYSE:HOG) announced it will be raising $600 million through an offering of 15% debt.

We talked about an hour after the markets closed. At the time, a Reuters headline proclaimed, "Worst January Ever for Dow, S&P 500." The Dow sat at 8,000.

"Obama is coming! Obama is coming!" was the rallying cry. Stimulus was the word of the day. And all things infrastructure were as hot as ever.

Seven months ago I had a chance to attend a presentation by investment manager David Burrows. You're not going to find his name in the Wall Street Journal or a quote in a Bloomberg news article, but that doesn't mean he's not worth listening to. He is.

Whether it's a new professional contact or personal acquaintance, managing your online profile may help to bolster your new relationship.

Last was a watershed year for many obvious reasons. But tucked away in the dark clouds of 2008 was a silver lesson for 2009: The redefinition of risk.