Nowadays a credit score has become one of the most important components of a consumer's financial profile, especially in the developed countries.

A credit score is a number based on a statistical analysis of a person's credit files and is supposed to represent the creditworthiness of the person. A good credit score represents the likelihood that people will pay their bills, therefore can get its owners better rates on mortgages, automobile loans, and credit cards. 

Here are three major credit bureau that check people's credit report information:

1.    TransUnion

2.    Experian

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3.    Equifax