Store credit cards can offer a way to extend your credit, especially during Black Friday 2019. But knowing which store credit card offers the best deal and savings can make all the difference whether a consumer has a merry holiday or a bleak 2020. These stores credit cards offer the best deals for holiday shopping, making sure all the gifts are under the tree this year.

Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Visa Signature card lets consumers will earn 5% back when shopping on There is no annual fee with the card, but it does require an Amazon Prime membership to secure the credit card. The card also offers 5% back on Whole Foods purchases as well as 2% back on restaurant, gas station, and drugstore purchases with 1% back on all other purchases made.

There are also additional rewards offered for using the card with other merchants with rewards being redeemable for Amazon purchases, cash back, gift cards, or travel.

Capital One Walmart Rewards Mastercard

For consumers looking to save at Walmart, the Capital One Walmart Rewards Mastercard is a good bet. This credit card offers 5% back on all and Walmart app purchases and 5% back the first year of ownership on Walmart in-store purchase made with Walmart Pay. After the first year, cardholders earn 2% back, in addition to other rewards.

Also, there is no annual fee on the card and no foreign transaction fees. Plus, cardholders will earn 2% back on travel and restaurant purchases and 1% back on all other purchases made with the card.

Costco Anywhere Visa Card By Citi

The Costco Anywhere Visa card By Citi lets consumers earn cash back on all their purchases. Cardholders will earn 4% cash back on eligible gas purchases up to $7,000 annually, and then 1% back. They will also earn 3% cash back on restaurants and travel, 2% cash back on all Costco purchases, and 1% cash back on all other purchases.

The card has no annual fee but does require a Costco membership to obtain the card. Cash-back rewards are paid once a year, and must be redeemed at Costco.

Target REDcard Credit Card

The Target REDcard credit card also offers plenty of savings with 5% off eligible Target purchases and free shipping on most items sold at There is no annual fee with this credit card, and it does give shoppers an extra 30 days for returns.

Cardholders of the Target REDcard credit card also receive a 10% discount coupon each year on the anniversary of signing up for the card.

Gap Visa Credit Card

The Gap Visa credit card also gives shoppers rewards with one point for every $1 spent on Gap brands in-store or online. Cardholders also receive one point per $1 spent anywhere else. Points are worth $0.01 each and can be redeemed at Gap, Athleta, Old Navy and Banana Republic. The card has no annual fee.

The Gap Visa credit card also gives consumers 20% off their first purchase with free shipping. An extra 10% is also applied with each purchase at the Gap or Gap Factory stores, with additional loyalty benefits also offered.

Gap also offers a Banana Republic Visa credit card and Old Navy Visa credit card that offer a similar rewards structure.

TJX Rewards Platinum Mastercard

With the TJX Rewards Platinum Mastercard, shoppers can earn rewards at TJ Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense. An unlimited five points per $1 spent is earned on purchases made at the family of retail brands with one point is worth $0.01 per dollar. Points can be redeemed for a certificate at TJ Maxx or its partner stores.

Cardholders will also earn one point per $1 spent on all other purchases and 10% off their first online or in-store purchase at TJ Maxx with the credit card.

Lowe’s Advantage Card

Consumers that are looking to make their purchases at Lowe’s will do well with the Lowe’s Advantage credit card. The card has no annual fee and offers 5% off a Lowe’s order, or promotional financing on larger purchases made at the home improvement retailer. While this credit card doesn’t offer rewards, it does provide the 5% off all Lowe’s purchase, letting shoppers cash in on the savings immediately.

Cards in a pocket. TheDigitalWay