With the world becoming more interconnected, there's been a continued increase in multicurrency payment options. This is perfect for those who are planning or starting a life abroad, direct shopping from other countries and cryptocurrency purchases. While the network of shared economies has widened access to consumer markets, there are still barriers that limit access. For starters, online foreign transactions are subject to the local currency, exchange rates and other fees. Luckily, multicurrency travel cards like Wirex are attempting to bridge this gap through a centralized payment platform that supports more than 150+ local currencies and cryptocurrencies. 

Here's a Wirex card review to better assess how it can offer a convenient solution for multicurrency spending.

How Does Wirex Work?

Wirex Supports Conveniently make international payments as Wirex offers support for more than 150+ currencies. Photo: WirexApp.com

Wirex is a multifunctional, multicurrency card that gives you access and instant money conversions for more than 150+ currencies including the US Dollar, Euro, Japanese Yen and the British Pound. This travel card enables you to purchase from almost any store or website using real-time conversions. This means that you don't need to worry about converting your fiat currencies before making a purchase as the platform will do the work for you.

The best part is the zero fees as you can instantly switch between crypto and your local currency. Compare this to interbank rates and you'll see that you saved up to 3% in fees alone. 


Wirex Features Get exclusive access to Wirex features. Photo: WirexApp.com

The benefits of the Wirex Travel Card do not end there. You can also use your Wirex account to send money to any of your contacts with a few clicks without the need for a wallet address or bank account details. This makes money transfers more convenient, especially during an emergency. The Cryptoback™ rewards system also gives users payouts of up to 2% in WXT (Wirex Token) whenever they use the travel card for any online or in-store purchase.

In terms of protection, the Wirex system is backed by 256-bit AES encryption which is military-grade protection. You can also enable Strong Customer Authentication (2CA) for an added layer of security. Wirex also partnered with world-renowned security leaders for facial recognition support and biometric access for your account. 


Pricing Plans Pick your Wirex account. Photo: WirexApp.com

Starting an account is easy and convenient. There are three account options to choose from depending on the features you want to avail.

The Standard Account is free and comes with multicurrency support, cryptocurrency wallets and a free Wirex card.

The Premium account starts at SG$9.99 (US$7.35) per month or SG$102 (US$75) per year and comes with a 4% annual Savings Bonus on WXT balance, 1% Cryptoback (in-store and online) and exclusive merchant offers. 

Lastly, the Elite account starts at SG$29.99 (US$22) per month or SG$306 (US$225) per year. In this package, you'll get a 12% Annual Savings Bonus on your WXT balance, 2% Cryptoback (in-store and online) and a curated list of merchant offers.


You can have an unlimited balance in terms of fiat currency in your savings account. Limits are more or less imposed for cryptocurrency transactions. Here is a summary of limits per coin.

  • Bitcoin - Max Per Transaction: 10,000, Max Per Day: 50,000
  • Litecoin - Max Per Transaction: 10,000, Max Per Day: 50,000
  • Ripple - Max Per Transaction: 10,000, Max Per Day: 50,000
  • Ethereum - Max Per Transaction: 10,000, Max Per Day: 50,000
  • Waves - Max Per Transaction: 10,000, Max Per Day: 50,000

These are the major coins being used at Wirex. Aside from these coins, they also have Dai, Nano, Stellar Lumens and more. For a more detailed list of cryptocurrency transaction limits, you may check here.

How Do I Get A Wirex Card?

Registration Open your account right away. Photo: WirexApp.com

If you're interested in opening an account with Wirex, simply visit this page. Once you register and start your account, you already have access to a plethora of bonuses and promotions including the WXT savings bonus that lets you earn up to 12% on your WXT account every year. You also get access to exclusive discounts with partner hotels and fashion retail brands giving you more power with your Wirex Travel Card.