Consumer credit rose in November for the second straight month after 20 months of declines, the Federal Reserve said on Friday.

Total credit outstanding rose $1.35 billion in November, close to expectations in a Reuters poll. Credit in October rose a revised $7 billion, previously reported up $3.4 billion.

Consumers began spurning this short- and intermediate-term debt in August 2008, with declines in 24 of the 26 months through September 2010.

(Reporting by Neil Stempleman; Editing by James Dalgleish)