Veterans Day is an official federal holiday, so plenty of places will be closed on Tuesday, Nov. 11, 2014. But the savvy shopper knows that retailers are all open and waiting for them on Veterans Day.

The most common closures are government offices. Don’t expect to renew your license at Motor Vehicles or visit Social Security. The United States Postal Service will also be closed for the day, so don’t worry about checking your mail. Some schools and libraries will be closed, but it isn’t mandatory, so check with each to confirm their hours.

Most banks and credit unions will be closed, but TD Bank is an exception. TD Bank plans to be open for Veterans Day.

Most public transportation in major cities will run on regular schedules, but check with your city to make sure.

While there are plenty of errands people can’t finish on Veterans Day, they can get a jump start on holiday shopping. Expect most retail stores, malls, restaurants, liquor stores and grocery stores to be open on Nov. 11, though check with individual locations to make sure. Many restaurants will also be honoring veterans with freebies. Major pharmacy and convenience stores like CVS, Duane Reade, Walgreens and Rite Aid will be open as well. Most major retailers will be open during normal business hours.

Stores that are open during regular business hours on Veterans Day include Barnes & Nobles, Bed Bath and Beyond, Best Buy, Big Lots, BJ’s Wholesale Club, Costco, Dick’s Sporting Goods, Hobby Lobby, Home Depot, IKEA, Kmart, Lowe’s, Macy’s, Sports Authority, Target, Toys "R" Us and Walmart.

Belk is one of the few stores with any type of holiday hours. Belk opens at 9 a.m. on Veterans Day.

Small businesses may not make the same choices as major chains. Be sure to call any small, locally owned businesses to make sure they’re open before you head out.