KEY POINTS

  • Prince Harry and Meghan Markle never planned to live in California full-time
  • The Duke and Duchess of Sussex took out mortgage for their $14 million home
  • Prince Harry didn't ask the royal family for help when he and Markle purchased their new house

Meghan Markle and Prince Harry's new mansion in Montecito wasn't part of the couple's initial plan, because they originally wanted to split their time between the U.S. and Canada.

The Duke and Duchess of Sussex purchased a $14 million mansion in Santa Barbara. However, it wasn't in the cards when they moved to the U.S., because they initially intended to "split their time in the Commonwealth." They never planned to live full-time in California, since they already have a home in Canada, one source told People.

"Things got in the way that made that more difficult. This decision has not always been in the cards. If it had, they would not have gone through everything else they have gone through," the source added.

Even if their new mansion wasn't part of their original plan, Prince Harry and Markle were happy with their purchase because both of them love California. Their son, Archie, is also enjoying the space he has in their new home.

"They both love California, and Santa Barbara has a magic to it — the mountains, oceans, vineyards, flowers, gardens," the insider continued.

"Archie is really happy, and he has space to run free. The house came with a play structure that he’ll be climbing in no time. They’re excited to be there and to become part of the community. It’s a really happy time for them as a family."

Prince Harry and Markle's rep confirmed via People that they moved to Santa Barbara in July. “Finding Freedom” co-author Omid Scobie also shared some details about the couple’s new place. The royal correspondent revealed that the couple took out mortgage for their “forever home.”

"There's been a lot of speculation about Prince Charles potentially funding this. But this is really a moment for them to find their independence. They've done this on their own," Scobie told Entertainment Tonight.

"Like many couples, they have a mortgage. It is a peaceful home. It's a forever home and somewhere where they'll lay their roots. It has space for Archie, a playground. Really, it's gonna be a special part of their life."

Meanwhile, Prince Harry didn't ask for the royal family's help when they purchased the home, because he didn't want them to have a reason to control him and doing so would mean "going backwards," according to an insider.

Since stepping back from royal duties, Prince Harry and Meghan Markle have waged an increasingly bitter war with the media, particularly the British tabloid press Since stepping back from royal duties, Prince Harry and Meghan Markle have waged an increasingly bitter war with the media, particularly the British tabloid press Photo: AFP / DANIEL LEAL-OLIVAS