The average person can spend more than $20,000 a year just to survive, according to a 2015 report by manufacturing network Open Source Ecology. That amount can add up to around $1.6 million over the course of an average's person's life. 

Out of the $20,000 annual survival pricetag, most Americans' income goes toward various housing costs. When it comes to renting, however, costs rely heavily on geographical location. Here are the top-10 most expensive areas within the U.S. to rent, according to data released Tuesday by money advisory website Earnest Blog.

1. Los Angeles, California

2. San Jose, California

3. San Fransisco, California

4. New York, New York

5. San Diego, California

6. Irvine, California

7. Boston, Massachusetts 

8. Anchorage, Alaska

9. Seattle, Washington

10. Washington, D.C. 

Arguably, the most expensive rents in America lie in coastal regions. Whether the coastal pricetag is appealing or not, the U.S. is never short of living options. More affordable options may lie in America's Midwest region. Here are the least expensive cities in the U.S.

1. Toledo, Ohio

2. Memphis, Tennessee

3. Glendale, Arizona

4. Kansas City, Missouri

5. Lincoln, Nebraska

6. Indianapolis, Indiana

7. Tulsa, Oklahoma

8. Detroit, Michigan 

9. Milwaukee, Wisconsin

10. Tucson, Arizona